Your own application queue
Applicants choose your bank, and only your team sees and decides on their applications.
DUKABUY For banks, SACCOs & fintechs
Lend to retail stock with the data to back it.
Fund stock-financing programs for outlets and distributors, review applications in your own queue, and see repayment discipline from real orders.
What you get
Made for how you work.
Order-backed lending
Loans pay for real stock orders on the platform, so the money goes where it should.
Repayment discipline
Outlets in arrears can't take new credit until they catch up, across every lender.
Portfolio at a glance
Disbursed, repaid and overdue amounts for your book, by program.
How it works
Up and running in three steps.
- We set up your bank and your team's access.
- You fund programs with the terms you choose.
- Review, approve and track repayments.
Already on board
Banks and SACCOs funding DukaBuy outlets.
- Repay through M-Pesa
- Only the bank you choose sees your application
- Credit tied to your real orders
Stock financing with KCB
Finance your stock orders on DukaBuy with KCB Bank, DukaBuy's lead banking partner.
- Apply
- Inside DukaBuy
- Decision by
- KCB
- Repayments
- M-Pesa
National Bank
Partner bankCo-op Bank
Partner bank
HF Group
Partner bankNCBA
Partner bankFamily Bank
Partner bankStandard Chartered
Partner bankBank, SACCO or fintech?Fund stock-financing programs for outlets and distributors.
Partner with us Partner SACCOs
Noble SaccoImarisha SaccoPrime Time SaccoKMA SaccoAfya SaccoBoresha Sacco
Your business data stays private
Ask about financing DukaBuy shares your outlet's details and order history only with the bank you choose to apply to.
Ready to stock smarter?
Open a free account in minutes. No paperwork to start.